Finally, one online home loan application for all major SA banks

Because when banks compete, you win — did we mention it's 100% FREE?
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Or call us at: 087 057 7597
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There’s a better way to get a home loan. Seriously.

Here are a few things we brag about at family dinners:
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We offer South Africa’s best online-only application
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Our service is 100% FREE
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We have the best home loan origination-team
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We know how to negotiate with the banks and let them compete for your business
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On average we get our clients 1% less, across banks
See what a difference only 1% makes.
Enter the bond amount to see what you can save.
R
Bank A
11.5%
Interest Rate
Over 20 years
Monthly Repayment
R 12,797
Total: R 3,071,318
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9.5%
Interest Rate
Over 20 years
Monthly Repayment
R 11,186
Total: R 2,684,537
Save
R 795 pm
a total of R 190,798
Bank B
10.5%
Interest Rate
Over 20 years
Monthly Repayment
R 11,981
Total: R 2,875,334
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The difference only 1% makes
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9%
Over 20 years
Monthly Repayment
R 10,797
Total: R 2,591,210
Save
R 784 pm
a total of R 188,052
10%
Over 20 years
Monthly Repayment
R 11,580
Total: R 2,779,262
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Based on prime ± 1% avg. difference for our home loan applications
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If you’re not the “jump-right-in” type – look around! it might be a good idea to see what you can afford first.
We love our clients, and they love us.
What's not to like about that?
How to apply for a home loan you can bond with
Don’t get us started on the old process - we’d rather tell you how we work.
Step 01
Apply Online
First, complete our online home loan application form, it's super easy, and takes 10 minutes
Step 02
Send Documents
Send us the relevant documents, based on your application and eligibility, via email
Step 03
Application Sent
We send your application to your chosen banks and negotiate for the most competitive rate
Apply now
Ready to complete your application for a home loan right now?
Bondspark is one-of-a-kind and one of the first to facilitate the entire application process online. Amazing right? But this is a serious process. Make sure to follow the instructions.
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Note that this is the actual application and not a  pre-qualification, make sure you are ready.