Let’s calculate what your monthly home loan repayments will be.

star
star
star
star
star
I am keeping a bottle of champagne especially for the Bondspark team.
– Benjamin Molotsi
18343975-A3FE-44AD-8E3E-3E08FB081C45@svgCreated with sketchtool.
REPAYMENT CALCULATOR
What is my monthly repayment?

Property purchase price
info_outline

Purchase price

When calculating your home loan, use the price of the property you’re hoping to purchase.

Remember that the bank is granting you a loan specifically for the property you’re hoping to purchase (they will send valuators to make sure this price is fair).

You can’t get a loan worth more than the value of the property itself.

R

Deposit
info_outline

Deposit

Remember that getting a 100% loan is very rare (but not impossible). It is most likely you will have to pay a deposit; the average deposit is around R100,000 to R300,000.

The bigger your deposit, the lower your monthly repayment will be since your loan you will be taking will be less.

R

Home loan repayment over
20 years
keyboard_arrow_down
5 years
10 years
15 years
20 years
25 years
30 years
at an interest rate of

10.00%
keyboard_arrow_left
keyboard_arrow_right
Prime
10.00%
12% of our home loans were issued at this interest rate of 10% - 10.25%
Monthly Repayment
R 11,580 p/m
Total repayment: R 2,779,262
THE DIFFERENCE ONLY 1% MAKES
10.00%
Interest Rate
Monthly Repayment
R 11,580
546F7B2B-3E54-4D12-A424-F8CF2E6976DC@svgCreated with sketchtool.
9.00%
Interest Rate
Monthly Repayment
R 10,797
Save R 784 p/m, that’s R 188,052 in total
GET PREQUALIFIED
Maybe you could afford a mansion after all?
A pre-qualification is like proof to show that you can afford your dream home. It makes the seller happy, the banks happy, your mom proud – just general happiness all around.
83712CD0-533B-4C5D-AAB0-AAC2FDB936B3@svgCreated with sketchtool.
If you’re not the “jump-right-in” type – look around! it might be a good idea to see what you can afford first.
We love our clients, and they love us.
What's not to like about that?

Apply now to up to 7 financial institutions

0CF68DFD-75B4-4F2C-9B21-7445F7237AC7@svgCreated with sketchtool.
0CF68DFD-75B4-4F2C-9B21-7445F7237AC7@svgCreated with sketchtool.
2AB28C8D-66E1-45F6-BF14-6044E5765845@svgCreated with sketchtool.
8E614E54-EAA8-4605-B172-E5FA588C679C@svgCreated with sketchtool.
290095AD-BDD1-4548-A204-3A0397F661C1@svgCreated with sketchtool.
E3390858-075D-4E69-B39C-D1BB822C2573@svgCreated with sketchtool.
6B23CFC4-D1A0-493A-AFB4-1B481C249701@svgCreated with sketchtool.
426AEDE8-0649-4065-90FD-2595006BB2BC@svgCreated with sketchtool.
6D2124E6-0ED4-403A-9421-7B099F2C5394@svgCreated with sketchtool.
ADA238BF-967A-4EC3-B4F9-85EC749300B6@svgCreated with sketchtool.
8633396D-05DA-42A7-9814-4700DAB34B20@svgCreated with sketchtool.
A76A2D4E-6DD5-49E8-B7AD-0C94B646E27B@svgCreated with sketchtool.
7637F78F-88EA-4B3E-8342-31FEF4FF0B7B@svgCreated with sketchtool.
1B8A4A46-2DAD-471B-B397-E88277600D60@svgCreated with sketchtool.
Apply for a home loan
arrow_forward
Hand with tin cup telephone
We’re a social bunch, get in touch — let’s chat.
Get a home loan specialist to call you back and answer any questions you still might have.
Full name:
Phone Number:
+27
Email:
83712CD0-533B-4C5D-AAB0-AAC2FDB936B3@svgCreated with sketchtool.
We respond within one business day, so keep an eye on your mobile. Or message us at hello@bondspark.co.za