Here, you need enter the value of your income before any tax deductions. Include things like:
Check your payslips for deductions like:
And anything else that’s deducted from your basic wage.
Think about how much you spend in a month. Include recurring expenses, for example, groceries, Netflix, medical aid, etc.
Do not include your rent or bond repayment if this will fall away once you get approval on your home loan application.