Get started with your home loan application

We have a one of a kind application process that is 100% online

Apply online now

Make sure you have read and understood the following:

I have a signed offer to purchase from the seller.

I understand that it is best for Bondspark to be the sole applicant at all the chosen banks on my behalf.

I understand that Bondspark will do everything they can to get the most competitive rate and cannot guarantee a better rate.

How does the process work exactly

Prequalify for a home loan

You can use our calculators to easily check how much you can afford, or you can prequalify and get a certificate.

Turn your prequalification into an application

Once you’ve prequalified, simply continue with the next few steps

Send us your supporting documents

After your application you’ll be asked to send us a few documents and then we’re ready to submit your application

Then what?

After your application has been sent to the banks you’ve selected, they will review your application. Once a bank is happy with the information you have submitted they will send you a reply saying: “Approved in principal”. This means the banks are willing to grant you a home loan at this rate — given the property valuation they do confirms everything is in order. Then it is time for you to pick the best offer. (Waiting for an Approval in principal takes about 10 days.)

We love our clients, and they love us.

What's not to like about that?

NR Mothabeng
Hi Neo, thank you and God bless you for your patience, dedication and professionalism.
Saved
R 328 p/m
Interest Rate: 9.3%
Mandla Matlou
Thank you so much, Neo, my bond advisor, for all the effort you put in.
Saved
R 947 p/m
Interest Rate: 10.66%
Latoya Hendricks
It's been a pleasant experience working with you — your team is just one of a kind, with such a great way about you. I will definitely refer people to Bondspark.
Saved
R 742 p/m
Interest Rate: 8.54%
Phumzile Rapopo
Thank you so much Kyle and the Bondspark team. It has been great working with you all.
Saved
R 513 p/m
Interest Rate: 11%
Sanette Botha
It has been a pleasure working with all of you. We will surely recommend you to other people. Thank you for the assistance.
Saved
R 609 p/m
Interest Rate: 9.08%
NR Mothabeng
Hi Neo, thank you and God bless you for your patience, dedication and professionalism.
Saved
R 328 p/m
Interest Rate: 9.3%
Mandla Matlou
Thank you so much, Neo, my bond advisor, for all the effort you put in.
Saved
R 947 p/m
Interest Rate: 10.66%